Credit card companies can hold a cardholder responsible for only $50 of unauthorized charges. Many credit card companies and merchants will even cover the $50, which shows the confidence they have in secure sites. Use of a check card would expose your checking account if unauthorized use occurred. A great benefit to ordering online is there is no tax on orders online from merchants that do not have physical stores in that state. Arkansans can now shop at famous stores not in our state without taxes. (There is a moratorium in Congress on this issue, so it may change in the future) Many stores including Wal-Mart have now added taxes to online purchases.
These policies inform you of what the merchant will or will not do with your information. When registering or submitting a form, look over it to make sure you are not agreeing to release your information or to receive emails that you do not want. Truste and BBBOnLine are two symbols to look for on websites to ensure privacy of information.
The site should have a little lock in the lower part of your browser and the URL should have 'https" instead of just 'http'. This is important only if you are entering personal and private information and want to protect from unauthorized use. Companies like VeriSign will encrypt (SSL) your credit card information to insure security.
Many companies offer free shipping for orders over $50. Most companies will allow refunds or even returns to the physical store. Some will only allow store credit which is important if you there is a chance you may not want to shop there again. Notice if there is a time limit to return the item and who pays the shipping. If the merchandise is damaged, you might take a picture of it and keep a copy for yourself. Be aware of "restocking fees" that some merchants charge. Read the merchant's return policy.
Cookies are described in our Privacy Policy. These are really helpful for sites you shop frequently because the merchant can suggest other merchandise or good deals based on your past habits. Cookies do not involve personal information and are important for Shop to Raise Money to track purchases so we can credit a charity or organization.
Shop to Raise Money will assist in finding the best deals and will email special deals to persons who register with us. There are other sites that have opinions of others who have used certain merchants. We recommend reading about these to assist in finding good deals, then returning to our site before you buy so your charity or cause will get credit.
* Do not give out personal information such as credit card number or phone number to individuals in a chat room. * Tell your children to not give out their real names especially in chat rooms or enter any credit card numbers online. Companies are prohibited from obtaining information from children without parent's consent.
Every effort has been made to ensure the accuracy of all information about merchants and products. Shop to Raise Money makes no warranty expressed or implied with respect to accuracy of the information.
